INDEPENDENT MEDICARE INSURANCE ADVISOR · WAUKEE, IOWA

Let's make Medicare make sense.

Medicare options are confusing and overwhelming. We help you get the right Medicare plan. You’ll have the right coverage and peace of mind.

Jon & Sandy Kelderman

Your local guides · Waukee, Iowa

THE PROBLEM

Medicare is confusing — and the wrong choice can cost you.

Most people turning 65 face the same four frustrations.

Overwhelmed by mail from insurance companies

Unsure which plan fits your doctors & prescriptions

Worried about missing enrollment deadlines

Afraid of unexpected costs or gaps in coverage

THE PLAN

Getting the right Medicare plan is simple.

Four steps — and you’re covered with confidence.

Schedule a call

No pressure — just a conversation.

Understand Medicare

We explain how it actually works.

Compare your plans

Multiple carriers, the right fit.

Enroll with confidence

We stay with you after.

WHAT CLIENTS SAY

Real people. Real peace of mind.

From Des Moines to Waukee and beyond.

      EXCELLENT  
   Based on 84 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Janet Graham 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jon understands the muck and mire of the government health insurance program known as Medicare.  He was able to help with the best choice of plans to fit my needs.  Easy and painless.  Highly recommend Jon for assistance with health care insurance.
  
 
      Posted on Google  
   
   Amy Price 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was lost in the process  in the Medicare and supplemental application process. Jon was so helpful and discussed the options in the language I was comfortable with. So happy I choose Jon/Kelderman Insurance to assist me!
  
 
      Posted on Google  
   
   Tim Simon 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Jon!! Very informative and pleased with our decision. Appreciate your expertise and helpful information.
  
 
      Posted on Google  
   
   Anita Van dorn 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you so much for your help. If it wasn't for you helping me, I would still be waiting for the government to come through with numbers for me.
  
 
      Posted on Google  
   
   Rhonda Huggins 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very easy process with John.
  
 
      Posted on Google  
   
   Ted Naja 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jon Kelderman helped me navigate through transitioning into Medicare and Supplemental insurance in 2023.  He has helped my wife and I with our insurance needs since that time.
  
 
      Posted on Google  
   
   Dan Friesth 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jon met us at our house to go over our options for medicare insurance. He was very easy to talk with and explained things well. Jon made it a great experience. Thanks again, Jon.

Ready to make Medicare make sense?

A free 30-minute call is all it takes to get clear on your options and feel good about your plan.

WHAT TO EXPECT

Here's what your first call looks like.

Most clients tell us they wish they’d called sooner.

A relaxed conversation

Jon asks about your doctors, prescriptions, and budget — nothing to prepare.

Plain-English answers

No jargon — just clear explanations so you can decide with confidence.

Compare your best options

Multiple carriers, side by side — what fits you, no hidden agenda.

Zero obligation

No pressure to enroll. Move forward only when you're ready.

Still have questions?

Call Jon directly at (515) 996-4699 or send an email to jon@keldermaninsurance.com. We typically respond within a few hours during business days.

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE for information on all of your options. Jon Kelderman · Waukee, IA · License No. 19381938 · Not affiliated with Medicare or any government agency.

New to Medicare? Start here. →